/* Colors come from the business card: navy logo on white,
   warmed up with a soft cream and a sage green. */
:root {
  --navy: #1e2a4a;
  --navy-dark: #141d35;
  --navy-soft: #3a4870;
  --sage: #5f8268;
  --sage-light: #e6eee7;
  --cream: #f8f5ef;
  --white: #ffffff;
  --text: #24293a;
  --muted: #5a6072;
  --line: #e4e0d7;

  --font-heading: "Lora", Georgia, serif;
  --font-body: "Nunito Sans", system-ui, -apple-system, "Segoe UI", sans-serif;
  --max-width: 1120px;
  --radius: 14px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; scroll-padding-top: 90px; }

body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 19px;
  line-height: 1.65;
  color: var(--text);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }

a { color: var(--navy); }

h1, h2, h3 {
  font-family: var(--font-heading);
  font-weight: 600;
  color: var(--navy);
  line-height: 1.25;
  margin: 0 0 0.5em;
}
h1 { font-size: clamp(2.1rem, 4.5vw, 3.1rem); }
h2 { font-size: clamp(1.7rem, 3.2vw, 2.3rem); }
h3 { font-size: 1.25rem; }
p { margin: 0 0 1em; }

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

.skip-link {
  position: absolute;
  left: -9999px;
}
.skip-link:focus {
  left: 16px;
  top: 16px;
  z-index: 100;
  background: var(--white);
  padding: 8px 16px;
}

:focus-visible {
  outline: 3px solid var(--sage);
  outline-offset: 3px;
}

/* Buttons */
.button {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--navy);
  color: var(--white);
  font-weight: 700;
  text-decoration: none;
  border-radius: 999px;
  padding: 14px 28px;
  transition: background 0.15s ease, transform 0.15s ease;
}
.button:hover { background: var(--navy-soft); transform: translateY(-1px); }
.button-large { font-size: 1.15rem; padding: 18px 34px; }
.button-small { font-size: 0.95rem; padding: 10px 20px; }
.button-light { background: var(--white); color: var(--navy); }
.button-light:hover { background: var(--cream); }
.icon { width: 18px; height: 18px; fill: currentColor; }

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(6px);
  border-bottom: 1px solid var(--line);
}
.header-inner {
  display: flex;
  align-items: center;
  gap: 32px;
  height: 78px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  margin-right: auto;
}
.brand-mark { width: 72px; height: auto; }
.brand-text { display: flex; flex-direction: column; line-height: 1.1; }
.brand-name { font-weight: 700; font-size: 1.15rem; color: var(--navy); }
.brand-sub { font-size: 0.85rem; color: var(--muted); letter-spacing: 0.04em; }
.site-nav { display: flex; gap: 28px; }
.site-nav a {
  color: var(--text);
  text-decoration: none;
  font-weight: 600;
  font-size: 0.98rem;
}
.site-nav a:hover { color: var(--sage); }

/* Hero */
.hero {
  background: linear-gradient(180deg, var(--cream) 0%, var(--white) 100%);
  padding: 72px 0 88px;
}
.hero-inner {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 64px;
  align-items: center;
}
.eyebrow {
  color: var(--sage);
  font-weight: 700;
  font-size: 0.95rem;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  margin-bottom: 16px;
}
.accent { color: var(--sage); }
.lead { font-size: 1.15rem; color: var(--muted); max-width: 34em; margin-bottom: 32px; }
.hero-alt { margin: 16px 0 0; color: var(--muted); font-size: 1rem; }
.hero-photo { position: relative; max-width: 420px; justify-self: center; }
.hero-photo::before {
  content: "";
  position: absolute;
  inset: 22px -22px -22px 22px;
  background: var(--sage-light);
  border-radius: var(--radius);
  z-index: 0;
}
.hero-photo img {
  position: relative;
  border-radius: var(--radius);
  box-shadow: 0 18px 40px rgba(30, 42, 74, 0.18);
}

/* Sections */
.section { padding: 88px 0; }
.section-tint { background: var(--cream); }
.section-head { text-align: center; max-width: 44em; margin: 0 auto 48px; }
.section-head p { color: var(--muted); }

/* Questions */
.question-list {
  list-style: none;
  padding: 0;
  margin: 0 auto;
  max-width: 760px;
  display: grid;
  gap: 14px;
}
.question-list li {
  background: var(--white);
  border: 1px solid var(--line);
  border-left: 5px solid var(--sage);
  border-radius: 10px;
  padding: 18px 24px;
  font-weight: 600;
  color: var(--navy);
}
.section-cta {
  text-align: center;
  margin: 40px 0 0;
  font-size: 1.1rem;
}
.section-cta a { font-weight: 700; white-space: nowrap; }

/* Cards */
.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: 0 2px 10px rgba(30, 42, 74, 0.06);
}
.card p { color: var(--muted); margin: 0; }

/* Steps */
.steps {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 40px;
  text-align: center;
}
.step-num {
  display: inline-grid;
  place-items: center;
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: var(--sage-light);
  color: var(--sage);
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 1.4rem;
  margin-bottom: 16px;
}
.steps p { color: var(--muted); }

/* About */
.about { max-width: 760px; text-align: center; }
.about-mark { width: 140px; margin: 0 auto 24px; }
.about p { font-size: 1.1rem; }

/* Call band */
.call-band {
  background: var(--navy);
  color: var(--white);
  padding: 80px 0;
  text-align: center;
}
.call-band h2 { color: var(--white); margin-bottom: 28px; }
.call-band-alt { margin: 18px 0 0; color: #c9cfdf; font-size: 1rem; }
.call-band-alt a { color: var(--white); }

/* Footer */
.site-footer {
  background: var(--navy-dark);
  color: #c9cfdf;
  padding: 48px 0 32px;
  font-size: 0.95rem;
}
.site-footer a { color: #c9cfdf; }
.site-footer a:hover { color: var(--white); }
.site-footer p { margin: 0; }
.footer-main {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 32px;
  flex-wrap: wrap;
  padding-bottom: 28px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}
.footer-brand { display: flex; align-items: center; gap: 16px; }
.footer-brand img { width: 96px; }
.footer-name { color: var(--white); font-weight: 700; }
.footer-contact {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  gap: 28px;
  flex-wrap: wrap;
}
.copyright { margin-top: 20px !important; font-size: 0.85rem; }
.disclaimer {
  margin-top: 12px !important;
  font-size: 0.72rem;
  line-height: 1.5;
  color: #8a92aa;
}
.site-footer .disclaimer a { color: #8a92aa; }

/* Tablet */
@media (max-width: 960px) {
  .site-nav { display: none; }
  .cards { grid-template-columns: repeat(2, 1fr); }
}

/* Phone */
@media (max-width: 720px) {
  body { font-size: 18px; }
  .header-inner { height: 68px; gap: 12px; }
  .brand-mark { width: 52px; }
  .brand-name { font-size: 1rem; }
  .brand-sub { font-size: 0.78rem; }
  .header-call span { display: none; }
  .header-call { padding: 12px; }
  .icon { width: 20px; height: 20px; }

  .hero { padding: 40px 0 64px; }
  .hero-inner { grid-template-columns: 1fr; gap: 48px; }
  .hero-photo { max-width: 300px; order: -1; }
  .hero-photo::before { inset: 14px -14px -14px 14px; }
  .hero-text { text-align: center; }
  .button-large { width: 100%; justify-content: center; padding: 18px 20px; }

  .section { padding: 64px 0; }
  .cards, .steps { grid-template-columns: 1fr; }
  .steps { gap: 28px; }
  .footer-main { flex-direction: column; align-items: flex-start; }
  .footer-contact { flex-direction: column; gap: 6px; }
}